Last updated 24 September 2026
In short:
Just a Thought is a monthly subscription (R45 a month), sold by Phantom Design (Pty) Ltd, that renews automatically until you cancel. There's no minimum term. To stop future charges, use any of these:
Once cancelled, you won't be charged again. You can resubscribe any time.
First 7 days: if you cancel within 7 days of first subscribing, I'll refund that first payment in full, no questions asked. Just email me.
After that: monthly payments already made aren't refunded, including for the rest of a month you've cancelled part-way through. Instead, you keep getting issues until that month ends.
Mistakes are always refunded: a double charge, a charge after you cancelled, or issues you paid for that never arrived. Tell me and I'll put it right.
If I stop writing Just a Thought, I'll cancel every subscription and refund any month that was paid for but not delivered.
Refunds go back to the card you paid with, through Paystack. I process them within 5 business days of agreeing to them. Your bank may take a few more days to show it, and it will always be within 30 days.
If a charge looks wrong, email me first. It's quicker than a dispute through your bank, and I'd rather fix it. This doesn't limit your right to dispute a charge with your bank.
This policy is on top of, and doesn't reduce, your rights under South African law, including the Consumer Protection Act and the Electronic Communications and Transactions Act.